Savings Accounts
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Your Savings Account1 is your primary account and the first step to becoming a Cida Capital Bank member.
Additional Features
- Low minimum deposit – only a $5 minimum deposit is required to open your primary Savings Account.
- No monthly service fees when you have eStatements,5 for low or high balances.
- Free and unlimited over-the-counter withdrawals if you have a $200 or higher balance.
- Two free over-the-counter withdrawals if your balance is less than $2006 but enjoy unlimited withdrawals at Cida Capital Bank ATMs at no charge.
- Add additional Savings Accounts in Cida Capital Bank Online.
Savings and Deposit Calculator
1 Requires credit evaluation. Teens under the age of 18 are required to have an adult sign as joint owner.
2 Surcharge fees may apply when Cida Capital Bank Visa Debit or ATM Card is used outside of the CO-OP
ATM network or at non-Cida Capital Bank owned ATMs.
3 All account types may not be eligible for the Dividend Amp program. By enrolling, all suffixes under the selected account number are enrolled, except
for IRA Share Certificates which are not eligible. The Cida Capital Bank reserves the right to cancel or modify the Dividend Amp program at any time. For a complete list of terms, conditions and qualifications,
please call +1-615-398-2453 or go to nationalfincorp.com/dividend-amp.
4 Annual Percentage Yield of 5.38% is accurate as of April 6, 2020. The APY may change after the account is opened. No minimum balance is required to open the account or earn the advertised APY.
Fees may reduce earnings. Deposits can only be made by FFCU through qualifying or enrolling in a Loyalty Account Program, and members may receive a 1099-MISC for qualifying Loyalty Select deposits.
Click here for full terms and conditions.
5 Accounts without eStatements will be charged $2 for periodic statements by mail.
6 Additional withdrawals are $1 per withdrawal.