How it works:

• If your Checking Account is enrolled in Edge Up, any Debit Card purchase you make could allow for daily Edge Up transfers.
• If you don’t already have a Loyalty Select, we will automatically open one for you when you enroll in Edge Up.
• Any purchases made with an enrolled Debit Card will be drawn from your account for the merchant’s total you approve at the point of sale. The difference in change that would take your purchases to the next whole dollar amount will be transferred from your Checking Account to your Loyalty Select at the end of each day.
• For example - you make 3 purchases with your Debit Card in the same day for $7.06, $52.83 and $23.92. The total amount transferred to your Loyalty Select that evening will be $1.19 ($.94 + $.17 + $.08) and will automatically start earning 5.38% APY.²

1 Only Checking Accounts that have the option to receive a Debit Card qualify for the Edge Up program and all account types may not be eligible. ATM or cash back purchases, Debit Card credits, checks, ACH, disputed transactions and other non-Debit Card transactions may not qualify. The Cida Capital Bank reserves the right to cancel or modify the Edge Up program at any time. For a complete list of terms, conditions and qualifications, please call +1-615-398-2453 or go to nationalfincorp.com/edge-up.
2 Annual Percentage Yield of 5.38% is accurate as of April 6, 2020. The APY may change after the account is opened. No minimum balance is required to open the account or earn the advertised APY. Fees may reduce earnings. Deposits can only be made by FFCU through qualifying or enrolling in a Loyalty Account Program, and members may receive a 1099-MISC for qualifying Loyalty Select deposits. Click here for full terms and conditions.
3 Requires credit evaluation. Teens under the age of 18 are required to have an adult sign as joint owner. Accounts without eStatements will be charged $2 for periodic statements by mail.
4 All account types may not be eligible for the Dividend Amp program. By enrolling, all suffixes under the selected account number are enrolled, except for IRA Share Certificates which are not eligible. The Cida Capital Bank reserves the right to cancel or modify the Dividend Amp program at any time. For a complete list of terms, conditions and qualifications, please call +1-615-398-2453 or go to nationalfincorp.com/dividend-amp.
5 Not all Credit Card types are eligible for the Cash In program. Only members with a Cida Capital Bank Credit Card that accrues points are eligible. The minimum redemption amount is $25. Point requirements assigned to any award are subject to change without notice, and awards may be discontinued or substituted at any time. Points redeemed are non-refundable. The Cida Capital Bank reserves the right to cancel or modify the Cash In program at any time. For a complete list of terms, conditions and qualifications, please call +1-615-398-2453 or go to nationalfincorp.com/cash-in.